Call Collett: Planning a funeral before death, key questions to ask

IT IS NOT SO MUCH A QUESTION OF IF, BUT WHEN WE ARE EACH GOING TO DIE MILLIONS OF AMERICANS SIGNED CONTRACTS FOR THEIR OWN FUNERALS AND EVEN PREPAY SOME OR ALL OF THE EXPENSES

BUT FUNERAL PLANNING COST SOUTH CAROLINIANS THOUSANDS OF GUD@ú0 DOLLARS WERE NOT eú0 OUR INVESTIGATOR BREAKS DOWN THE KEY QUESTIONS TO ASK WHILE MAKING THOSE PLANS SO YOUR FAMILY IS NOT STUCK CLEANING UP FUNERAL FRAUD JOSEPHINE GAUDI GREW UP IN NORTH CHARLESTON WHERE SHE MET HER HUSBAND JERRY THE COUPLE BUILT A LIFE AND RAISED A FAMILY AND THEN RECEIVED DEVASTATING NEWS IT WAS LEUKEMIA

AFTER TWO YEARS OF FIGHTING, HIS BODY GAVE OUT AND IT WAS TIME FOR JOSEPHINE TO PLAN HIS FUNERAL THE COUPLE HAD NOT MADE ANY ARRANGEMENTS YOU CANNOT BELIEVE WHAT HAPPENED TO ME I WAS NOT CAPABLE OF MAKING A GOOD DECISION ON ANYTHING WITHOUT AGONIZING OVER IT JOSEPHINE WISHED THAT SHE HAD PREPLANNED

SHE HAD BEEN THROUGH THE PROCESS BEFORE WHEN HER BROTHER DIED IT WAS THE NICEST THING I COULD HAVE DONE MARK SMITH OWNS MCALLISTER SMITH FUNERAL HOME IT IS NOT A VERY COMPLICATED PROCESS HE ENCOURAGES PEOPLE TO PREPLAN, EVEN IF YOU ARE NOT READY TO PREPAY

DECIDE IF YOU WANT TO BE BURIED OR CREMATED, PICK A CASKET OR 0 WRITE THE OBITUARY ALL STEPS YOU CAN TAKE NOW TO HELP YOUR LOVED ONE IT IS VERY IMPORTANT TO UNDERSTAND ALL THE OPTIONS AND MAKE SURE THEY DO IT RIGHT SO THERE CAN BE THAT WONDERFUL APPLAUSE IN SOUTH CAROLINA, THE DEPARTMENT OF CONSUMER AFFAIRS OVERSEAS 300 FUNERAL HOMES LICENSED TO OFFER PREPLANNING AND OUR STATE SINCE 2014, THE AGENCY RECEIVED DOZENS OF COMPLAINTS

THERE HAVE BEEN ISSUES IN THE PASSED WITH FUNERAL HOMES MISMANAGING THE MONEY A SPOKESPERSON FOR THE AGENCY SAYS TO CHECK THAT THE FUNERAL HOME IS ACTUALLY LICENSED TO MANAGE CONTRACTS AND GET AN ITEMIZED LIST OF 7 WHAT YOU BOUGHT AND TRACK ANY PAYMENTS AND FINALLY COMMUNICATE YOUR PLAN TW:%2 WILL HAVE TO LIVE WITH THE REST OF YOUR LIFE

INSTEAD OF PAYING, AARP RECOMMENDS PUTTING MONEY ASIDE FOR THE EXPENSES BUT IF YOU DO PREPAY, MAKE SURE YOU ENTER INTO A GUARANTEED CONTRACT LOCK IN THE PRICE OF YOUR FUNERAL AT THE TIME YOU PAY THE PLANNING IS SOMETHING YOU CAN DO ANYTIME RIGHT NOW